What is a Student Loan Lawyer?
Experienced student loan lawyers are there to help you navigate the often complicated world of student loans. Many of the situations can be a bit daunting for those inexperienced in the world of student loans. But, there are attorneys whose entire job is to understand these processes and help you get a handle on your student loan situation, whatever that may be.
Remember, a good student loan attorney will likely never tell you there’s nothing you can do about your situation. When looking for an attorney, make sure to ask if they have student loan experience. Then, after you determine that you have the right type of attorney, you can discuss the options available to help you avoid defaulting on student loans or, if you have already, getting out of delinquency.
Why Should I Get a Student Loan Lawyer?
It may seem drastic, but when you’ve got issues with student loan bankruptcy, lawyers are likely the best option. Understanding the ins and outs of student loans is complicated and finding the right attorney for student loans can make all the difference in the world.
What Can Student Loan Bankruptcy Lawyers Do for Me?
Student loan lawyers can help with a wide variety of issues. They can provide you with specialized services, including:
- Providing sound legal advice regarding your rights and options as they pertain to student loans
- Look out for your best interests when communicating or negotiating with your student loan provider, debt collection agencies or administrative departments
- Assess your options to get out of student loan delinquency or default status or help you apply for a student loan discharge
- Legally protect and advise you so you’re not taken advantage of by student loan providers or debt collection agencies, especially during wage garnishment proceedings
- Understand and handle any credit disputes that arise
- Litigate all matters related to student loans if necessary
Qualified student loan lawyers, like those at Shaw Defense, can analyze your student debt and negotiate on your behalf to ensure you have the best options available for your situation.
Even if the ways to resolve your student loans may be free, you don’t need to pay for a consultation (at least, it’s free when you work with Shaw Defense) and it never hurts to get an opinion from an expert.
A good attorney experienced in student loans can help you determine whether income-driven repayment, deferment/ forbearance, consolidation or refinancing is the best option to help you handle your student debt.
Do I Need a Student Loan Lawyer?
This is hard to determine without knowing the specifics of your student loan situation. It all depends on your specific circumstances – like the types of loans you have (federal or private), your status (whether you are already delinquent or have defaulted on your student loans) and how willing your student loan providers are willing to work with you.
If you’re finding that your situation is difficult to navigate or understand, it’s likely time to consult a lawyer that can help. Never ignore the problem, even if you feel overwhelmed.
Most students find the entire student loan process daunting – but experienced lawyers won’t share that same sentiment. In order words, student loan lawyers can take a seemingly impossible situation and simplify it in terms you can understand. From there, they can help you create a game plan to resolve your specific situation. Know that they are aware of different types of student loans, providers and the many options and resolutions available to students who need them.
How Can I Afford a Student Loan Attorney?
If you’re in a situation where you’re struggling to pay your student loans, you’re likely wondering if you can even afford an attorney that can help.
Here’s where a cost-benefit analysis will come in handy. Your analysis should take the following questions into consideration: How much am I currently paying in fees, interest, etc. in my current student loan situation? In comparison, how much will it cost for me to obtain a student loan attorney who can help me resolve the situation quickly and effectively?
Remember, the consultation is free so you can always determine whether or not a specialized attorney is worth the cost after speaking to them about your available options.
You should also note that student loan attorneys are most likely cheaper than consolidation companies, which is often the first option students consider.
Where Can I Get a Student Loan Lawyer? Contact Shaw Defense
Call to schedule a free consultation with Shaw Defense, student loan bankruptcy lawyers, to get help from an experienced student loan lawyer who will work for you. We’re the experts on helping with student loan issues and, if you need help, please contact us today to see if we can help you resolve your student loan situation.