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What Are the Risks of Debt Settlement?

What Are the Risks of Debt Settlement?  When individuals find themselves in deep financial trouble, it is easy to feel overwhelmed and turn to the most available option that promises a solution. While it’s tempting to opt for debt settlement, it’s also incredibly important for people to carefully weigh their options and the potential consequences […]

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What to Do If Credit Collectors Call After You’ve Filed Bankruptcy

What to Do If Credit Collectors Call After You’ve Filed Bankruptcy  How the Fair Debt Collection Practices Act Protects You and Restricts Debt Collectors Americans who have fallen into a financial crisis as result of unemployment and other unforeseen circumstances can expect a call from a debt collector if they fall behind on their commitments. […]

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Five Warning Signs You’re Living Beyond Your Means

Five Warning Signs You’re Living Beyond Your Means  Knowing your limits can be tricky, but knowing your financial limits can prove even more difficult. From avoiding set budgets to less than frugal spending on frivolous items, the possibility that you are living beyond your means could be more likely than you think. Here are a […]

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Debt Settlement Vs. Bankruptcy: Which is Best?

Which One is Right For You? Facing bankruptcy can be intimidating, but the decision of whether to file bankruptcy or debt settlement doesn’t have to be. In order to determine what the best choice will be for you, you first have to understand what debt settlement and bankruptcy are, and the distinctions between the types […]

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